When and How to Apply for Medicare
When to Apply
Most people become eligible and enroll in Medicare at age 65. If you are still working and wish to stay on your employers group health insurance then you can delay your enrollment into Part B until you retire in the future.
While enrollment periods can very based on your personal situation, in general is recommended to begin your enrollment process three months before your Medicare coverage is expected to begin
Your Initial Enrollment Period when Turning 65
Your initial enrollment period into Medicare begins 3 calendar months before the month you turn 65. This means if you turn 65 on April 20th then you can submit your enrollment paperwork as early as January 1st.
How To Apply For Medicare Online
The most common way for people who are turning 65 to apply for Medicare is with a simple online application located on the Social Security website. The application process is actually very easy and can be done very quickly. To help you prepare for the information that will be requested of you, download the free checklist HERE. Visit the Social Security website at www.ssa.gov/benefits/medicare/ and follow the links to the application. You can watch a 2 minute video with some very helpful information about enrolling online by clicking HERE.
While you wait for your new Medicare card to arrive in the mail, our friendly agents can help learn about your options for supplemental insurance so you will be ready to enroll in the rest of your coverage as soon as you receive your card.
How to apply for Medicare over the phone
To apply for by phone simply contact Social Security at 1-800-772-1213 and let the representative know that you would like to apply for Medicare. Depending on your personal enrollment situation they may need to mail you some forms to complete. These forms are generally pretty simple but if you have any questions or would like assistance then feel free to give us a call. We help clients with this process every day and are more then happy to guide you though the process.
How to apply for Medicare by Mail
Completing a paper application is the best option for those over 65 who have Medicare Part A and wish to apply for Part B. If you feel this applies to you and you are currently leaving credible group coverage then there are two forms you will need to complete and mail to you local Social Security office.
How to Apply for Medicare in person
Applying in person at your local Social Security office is the best option for those who are turning 65 soon and need to get their application processed quickly. Go to www.ssa.gov and search for the office closest to where you live. While you are at the Social Security office completing your application ask for a printed conformation showing you have enrolled in Part A and Part B. This conformation will allow you to go ahead and complete your Medicare Supplement and/or Part D applications.
What is the next step after I apply for Medicare?
Congratulations you are one step closer to your new Medicare coverage! Because Medicare doesn’t cover all of your medical costs, submitting your Medicare application is a big step forward but you aren't completely done. The next step is to identify the additional insurance coverage that will best fit your needs and budget. Working with an experienced insurance agent can simplify this process and ensure that you get the coverage that best fits YOUR needs.
AZ Medicare Guide can make shopping for Medicare coverage simple and easy. If you would like our assistance to help answer your questions, shop for coverage, or apply for the insurance you choose then please give us a call today or fill out the contact form by clicking on the link below.