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"We recommend Dave to all of our friends
on Medicare. He took the time to answer all of our
questions and found the best plan for us. He made this decision of ours obvious and easy."
Dan and Betty - Sun City West, AZ
 Medicare Supplement plans
Medicare Supplements, also known as Medigap Policies, are private health insurance policies specifically designed to fill the gaps in original Medicare. These Plans will have a monthly premium and cover some or all of the co-pays, deductibles, coinsurance, and excess fees that Medicare does not cover.
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 Medicare Advantage
Medicare Advantage plans are a joint effort between private insurance companies and Medicare to provide ypur original Medicare benefits (parts A & B), though a private insurance company. The advantage of this joint effort is a more efficient health plan that often additional benefits such as Vision, Dental, and Drug Coverage.
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 Prescription Drug Part D Coverage
Medicare Prescription Drug Coverage (Part D) or PDP are plans that are offered through private insurance companies and help you pay for both brand name and generic drugs. Part D plans are available as a standalone policy or in combination with a Medicare Advantage plan.
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Advantage or Supplement
Which plan is right for me?
Both Medicare Advantage (Part C of Medicare) and Medicare Supplement plans have their own purpose and selecting the right plan for your personal needs is an important decision as you become Medicare eligible. If you feel you have a unique situation or if you are receiving federal or state help then it is always best to speak with a licensed agent to find out what options are available to you.
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